It seems like Experian sure thinks so. In this ad, it shows a girl who is in her 20s looking negative to lenders because she was irresponsible with credit cards – shopping and going out all the time. With Experian, she can better manage her credit and get lenders from places like https://instabank.se/samla-lan to see her as responsible and as someone who would never rack up a lot of debt – AND someone who would never follow a band on tour…
Maybe I’ve never followed a band on a FULL tour – but I do my fair share of seeing bands AND have great credit. The key is – don’t charge more than you have! Do I use my credit card almost exclusively? Yes. It’s more convenient for me and I have a couple of credit cards that get me points for things like flights and Disney vacations. But I never charge more than I can afford to pay in any given month. And I’ve still managed to see my favorite band at least once on every US tour they have ever gone on. And I was told by a bank that I must have “awesome credit” because I was approved for the most she had ever seen in a credit line. So you can have fun and not ruin your credit, you just have to be smart about it. (And maybe have a pretty sweet job too)
